Protections and Insurance

Helping you manage risk

Protecting your investment and your family

Our team of Financial Advisers are able to put in place both life insurance and life assurance policies as well as buildings and contents insurance. So when the worst happens, you and your family, business or investments are protected.

Where we have helped you to buy or sell or have provided you with legal or financial advice, we will make sure our team of advisers discuss how best to manage risk in terms of your life or your property and will scour the market for the most appropriate product and ensure that you get the best terms at the right price.

Buildings and contents insurance

Building and contents insurance is not a legal requirement. However, most mortgage lenders will insist you have appropriate insurance in place for the term of the mortgage.

Home insurance protects your property and your belongings inside it. It is split into two parts:

  • Contents Insurance covers your belongings. In simple terms it covers anything that you can remove from you home, including carpets, curtains, white good etc. You can also opt to cover clothes, electrical goods, jewellery, art and also items within your garage or shed.
  • Buildings Insurance will protect your home in the event of damage caused by water damage, fire, or extreme weather.

You can add accidental damage for both the building and your contents cover and your quote will depend on many factors, such as the age and type property you are looking to insure and where the property is located.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

Esson & Aberdein Financial is a trading name of Moray Financial Limited with FCA Number 954875 and is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

Moray Financial Limited has its registered Office at The Forsyth Building, 5 Renfield Street, Glasgow, Scotland, G2 5EZ and is a company registered in Scotland with Company Number SC694883.

Get in touch with a member of our team.

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